The Pros and Cons of Owning a Tract Home

Last Updated on July 8, 2022 by Kimberly Crawford

There are pros and cons to just about everything in life, and owning a tract home is no exception.

In this blog post, we will take a look at some of the pros and cons of owning a tract home. We will also discuss the benefits of buying a pre-owned tract home instead of building one from scratch.

So, whether you are considering buying a tract home or are just curious about what they are all about, read on for more information!

What is a tract home?

tract home

A tract home, also called a production home, is a home that is built in large quantities by a builder or developer. Tract homes are usually found in subdivisions or developments and are often very similar in style and amenities.

While some people view tract homes as being cookie-cutter or boring, they can actually offer many benefits over traditional, custom-built homes.

Why is it called a tract home?

A tract home is a home that is built as part of a larger development, or “tract,” of land. The term can be used to refer to both the homes themselves and the developments in which they are built.

Tract homes are usually built by developers or builders who purchase large tracts of land and then divide it into smaller parcels on which they build homes.

The term “tract home” is most often used in the United States, though similar developments are found in other countries as well.

Tract homes are sometimes also referred to as “cookie-cutter homes” or “developer homes,” because they can appear to be quite similar from one development to the next.

The advantages of tract homes:

exterior upgrade tract homes

If you’re looking for a home that’s both affordable and easy to maintain, then a tract home may be the perfect option for you.

Tract homes are typically built in large developments and offer many of the same amenities as other types of housing, but at a more affordable price point. Here are just a few of the advantages of choosing a tract home:

Tract homes are often more affordable than other types of housing.

They’re easy to maintain and require little upkeep.

Tract homes typically offer a variety of amenities, such as swimming pools, playgrounds, and community centers.

The disadvantages of tract homes:

Although tract homes may seem like a convenient and affordable option, there are several disadvantages that you should be aware of before making your decision.

One of the biggest disadvantages of tract homes is that they tend to be cookie-cutter in design. This means that all the houses in the development look exactly the same on the outside, which can be quite boring and unappealing.

Another downside to tract homes is that they are often built on small lots with little to no yard space. This can be a problem if you have kids or pets who need a place to run around and play.

And, because tract homes are mass-produced, they usually lack the high-quality construction and materials that you would find in a custom-built home. This can lead to problems down the road, such as water leaks, cracks in the foundation, and other issues.

What is the difference between a tract home and a spec home?

A spec home is a new home that is built by a builder without a specific buyer in mind. The builder speculates, or bets, that they will be able to sell the home at a profit once it is completed.

A tract home is also built by a builder, but it is part of a larger development or subdivision where all of the homes are similar in style and price. The builder sells the homes to individual buyers as they are completed.

Both types of homes can be built on speculation, but a tract home is more likely to sell quickly because there is already a market for it.

In a subdivision, people are looking for a certain type of home and are willing to pay a certain price. With a spec home, the builder is hoping to find a buyer who is willing to pay their asking price.

Custom Home vs Tract Home.

Tract homes are usually built by developers and then sold to homebuilders. The builders then put the homes on the market for sale. Custom homes, on the other hand, are built on a buyer’s lot by a builder that they have chosen.

So, what’s the difference between the two?

Tract homes are built to a set of specifications set by the developer. This means that they are usually very similar in style and layout. Custom homes, on the other hand, can be designed to the buyer’s specifications.

This means that custom homes can be much more unique than tract homes. However, it also means that custom homes can be much more expensive than tract homes.

If you’re looking for a unique home that is built to your specific tastes, then a custom home is probably the right choice for you. However, if you’re looking for a more affordable option, then a tract home might be a better choice.

Tract home vs Prefab Home.

prefab home

The average cost of a tract home is $250,000 while the average cost of a prefab home is $180,000.

Tract homes are usually built by large builders who mass produce homes that are all very similar in design and style.

Prefab homes are factory-built homes that are then shipped to the site and assembled.

Prefab homes can be more energy-efficient than tract homes because they are built in a controlled environment.

Tract homes are usually not as energy-efficient because they are built on-site and the builders may not have as much control over the construction process.

Prefab homes often have better indoor air quality because they are built in a controlled environment.

Tract homes can have poor indoor air quality because of the construction materials and methods used on-site.

Prefab homes are usually more expensive to insure because they are considered to be more risky than tract homes.

Tract homes are usually less expensive to insure because they are built with more traditional construction methods.

Tract home vs Mobile Home.

There are a few key differences between tract homes and mobile homes that prospective homeowners should be aware of.

For one, tract homes are generally built on-site by construction crews, while mobile homes are manufactured off-site in factories. This can affect both the quality of the finished product and the cost of construction.

Additionally, mobile homes may be subject to different zoning regulations than tract homes, so it’s important to do your research before you buy.

Are tract homes worth it?

Some people say that tract homes are a good investment, while others contend that they’re not worth the money. So, what’s the truth?

Tract homes are usually built by developers who purchase large parcels of land and then divide them into smaller lots. They build identical or nearly identical houses on each lot and sell them to individual buyers.

The main advantage of buying a tract home is that they’re usually much cheaper than buying a comparable home that’s not part of a development. The economies of scale afforded to the developer allow them to sell the homes for less per square foot than if each home was built on its own.

Another advantage is that these developments are often built in desirable locations, such as near good schools or in new subdivisions with amenities like parks and walking trails.

Are tract homes bad?

There is no simple answer to this question. Some people love living in tract homes, while others find them boring and cookie-cutter. There are pros and cons to living in a tract home, and it ultimately comes down to what you value most in a home.

How Long Does it Take to Build a Tract Home?

Building a tract home generally takes anywhere from six to twelve months. Of course, there are many factors that can affect this timeline. The size and complexity of the home, the weather, and the availability of materials and labor can all play a role in the build time.

That said, most builders and homeowners expect the process to take at least six months from start to finish. This gives the builder enough time to obtain the necessary permits, secure materials, and complete construction. It also allows for any unforeseen delays that may occur along the way.

How to Make A Tract Home Special

There are a number of ways to make a tract home special. One way is to add personal touches to the outside of the home. This can be done by adding a unique front door or planting flowers in the yard.

Another way to make a tract home special is to add personal touches to the inside of the home. This can be done by hanging artwork on the walls or adding special decorations to the home.

By adding personal touches to a tract home, it can become a special and unique place to call home.


In conclusion, there are both pros and cons to owning a tract home. It is important to weigh these factors carefully before making a decision. With careful consideration, you can make the best decision for your family.

There are many things to consider when purchasing a home, but hopefully this article has given you some insight into the pros and cons of owning a tract home. Thank you for reading!